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Cover Page and Inside Cover
Table of Contents
Introduction/Plain Language/Advisory
PSHB Facts
Section 1
Section 2
Section 3
Section 4
Section 5
5(a). Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals
5(b). Surgical and Anesthesia Services Provided by Physicians and Other Healthcare Professionals
5(c). Services Provided by a Hospital or Other Facility, and Ambulance Services
5(d). Emergency Services/Accidents
5(e). Mental Health and Substance Use Disorder Benefits
5(f). Prescription Drug Benefits
5(f)(a). FEP Medicare Prescription Drug Plan
5(g). Dental Benefits
5(h). Wellness and Other Special Features
5(i). Services, Drugs, and Supplies Provided Overseas
Non-PSHB Benefits Available to Plan Members
Section 6
Section 7
Section 8
Section 8(a)
Section 9
Section 10
Index
Summary of Benefits – FEP Blue Focus
2026 Rate Information
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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PSHB FEP Blue Focus

 
 

 

2026 Blue Cross and Blue Shield Service Benefit Plan - FEP Blue Focus
Section 5(c). Services Provided by a Hospital or Other Facility, and Ambulance Services

Hospice Care

 

Note: The calendar year deductible applies to almost all benefits in this Section. We say "(No deductible)" when it does not apply.

Benefit Description

Hospice Care
Hospice care is an integrated set of services and supplies designed to provide palliative and supportive care to members with a projected life expectancy of six months or less due to a terminal medical condition, as certified by the member’s primary care provider or specialist.


You Pay
See the following

 

Benefit Description
Pre-Hospice Enrollment Benefits

Prior approval is not required.


Before home hospice care begins, members may be evaluated by a physician to determine if home hospice care is appropriate. We provide benefits for pre-enrollment visits when provided by a physician who is employed by the home hospice agency and when billed by the agency employing the physician. The pre-enrollment visit includes services such as:
 
  • Evaluating the member’s need for pain and/or symptom management; and
     
  • Counseling regarding hospice and other care options

Please check with your Local Plan, and/or visit www.fepblue.org/provider to use our National Doctor & Hospital Finder, for listings of Preferred hospice providers.

Note: If Medicare Part A is the primary payor for the member’s hospice care, our benefits will be limited to those services listed in this Section.

Members with a terminal medical condition (or those acting on behalf of the member) are encouraged to contact the Case Management Department at their Local Plan for information about inpatient hospice services and Preferred hospice providers.


You Pay
Preferred: 30% of the Plan allowance (deductible applies)

Non-preferred (Participating/Non-participating): You pay all charges

 

Benefit Description
Covered services:


We provide benefits for the hospice services listed below:

 
  • Advanced care planning
     
  • Dietary counseling
     
  • Durable medical equipment rental
     
  • Medical social services
     
  • Medical supplies
     
  • Nursing care
     
  • Oxygen therapy
     
  • Periodic physician visits
     
  • Physical therapy, occupational therapy, and speech therapy related to the terminal medical condition
     
  • Prescription drugs and medications
     
  • Services of home health aides (certified or licensed, if the state requires it, and provided by the home hospice agency)


You Pay
See the following

 

Benefit Description
Traditional Home Hospice Care


Periodic visits to the member’s home for the management of the terminal medical condition and to provide limited patient care in the home.


You Pay
Preferred facilities: Nothing (no deductible)

Non-preferred facilities (Member/Non-member): You pay all charges

 

Benefit Description
Continuous Home Hospice Care


Services provided in the home to members enrolled in home hospice during a period of crisis, such as frequent medication adjustments to control symptoms or to manage a significant change in the member’s condition, requiring a minimum of 8 hours of care during each 24-hour period by a registered nurse (R.N.) or licensed practical nurse (L.P.N.).


You Pay
Preferred facilities: Nothing (no deductible)

Non-preferred facilities (Member/Non-member): You pay all charges

 

Benefit Description
Inpatient Hospice Care*


Benefits are available for inpatient hospice care when provided by a facility that is licensed as an inpatient hospice facility and when:

 
  • Inpatient services are necessary to control pain and/or manage the member’s symptoms;
     
  • Death is imminent; or
     
  • Inpatient services are necessary to provide an interval of relief (respite) to the caregiver

Note: Benefits are provided for up to 30 consecutive days in a facility licensed as an inpatient hospice facility.

*Precertification is required


You Pay
Preferred facilities: 30% of the Plan allowance (deductible applies)

Non-preferred facilities (Member/Non-member): You pay all charges

 

Benefit Description
Not covered:

 
  • Advanced care planning, except when provided as part of a covered hospice care treatment plan as previously noted
     
  • Homemaker services


You Pay
All charges
 

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