PSHB FEP Blue Focus
2026 Blue Cross and Blue Shield Service Benefit Plan - FEP Blue Focus
Introduction and Related Information
Introduction and Related Information
Introduction
This brochure describes the benefits of the Blue Cross and Blue Shield Service Benefit Plan – FEP Blue Focus under contract (CS 1039PS) between the Blue Cross and Blue Shield Association and the United States Office of Personnel Management, as authorized by the Federal Employees Health Benefits (FEHB) law as amended by the Postal Service Reform Act, which created the Postal Services Health Benefits (PSHB) program. This Plan is underwritten by participating Blue Cross and Blue Shield Plans (Local Plans) that administer this Plan in their individual localities. If you are deaf, hearing impaired or speech impaired or need to reach customer service for assistance, visit our website, www.fepblue.org, or contact your Local Plan at the phone number on the back of your ID card or TTY 711. If you need ASL providers visit www.fepblue.org/provider to access our National Doctor & Hospital Finder.
The address for the Blue Cross and Blue Shield Service Benefit Plan administrative office is:
Blue Cross and Blue Shield Service Benefit Plan
750 9th Street NW
Washington, DC 20001-4524
This brochure is the official statement of benefits. No verbal statement can modify or otherwise affect the benefits, limitations, and exclusions of this brochure. It is your responsibility to be informed about your health benefits.
If you are enrolled in this Plan, you are entitled to the benefits described in this brochure. If you are enrolled in Self Plus One or Self and Family coverage, each eligible family member is also entitled to these benefits. If you are a Postal Service annuitant and you are eligible for Medicare Part D, or a covered Medicare Part D-eligible family member of a Postal Service annuitant, your prescription drug benefits are provided under our Medicare Part D Prescription Drug Plan (PDP) Employer Group Wavier Plan (EGWP). You do not have a right to benefits that were available before January 1, 2026, under the PSHB Program, unless those benefits are also shown in this PSHB Plan brochure.
OPM negotiates benefits and rates for each plan annually. Benefits are effective January 1, 2026, and changes are summarized in Section 2. Rates are shown on the back cover of this brochure.
The address for the Blue Cross and Blue Shield Service Benefit Plan administrative office is:
Blue Cross and Blue Shield Service Benefit Plan
750 9th Street NW
Washington, DC 20001-4524
This brochure is the official statement of benefits. No verbal statement can modify or otherwise affect the benefits, limitations, and exclusions of this brochure. It is your responsibility to be informed about your health benefits.
If you are enrolled in this Plan, you are entitled to the benefits described in this brochure. If you are enrolled in Self Plus One or Self and Family coverage, each eligible family member is also entitled to these benefits. If you are a Postal Service annuitant and you are eligible for Medicare Part D, or a covered Medicare Part D-eligible family member of a Postal Service annuitant, your prescription drug benefits are provided under our Medicare Part D Prescription Drug Plan (PDP) Employer Group Wavier Plan (EGWP). You do not have a right to benefits that were available before January 1, 2026, under the PSHB Program, unless those benefits are also shown in this PSHB Plan brochure.
OPM negotiates benefits and rates for each plan annually. Benefits are effective January 1, 2026, and changes are summarized in Section 2. Rates are shown on the back cover of this brochure.