2026 Blue Cross and Blue Shield Service Benefit Plan - FEP Blue Focus
Section 5(a). Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals
Reproductive Services

 

Note: We state whether or not the calendar year deductible applies for each benefit listed in this section.

Benefit Description

Reproductive Services
Members who meet our definition of infertility in section 10, are eligible for the following reproductive services:
  • Artificial insemination (AI)
     
    • Intracervical insemination (ICI)
       
    • Intrauterine insemination (IUI)
       
    • Intravaginal insemination (IVI)
       
Note: We also provide the benefits seen here when these services are billed by an outpatient facility. See Section 5(f) or 5(f)(a), Prescription Drug Benefits, for your cost-shares associated with drugs for covered AI procedures.

Fertility preservation for iatrogenic infertility:
  • Procurement of sperm or eggs including medical, surgical, and pharmacy claims associated with retrieval;
     
  • Cryopreservation of sperm and mature oocytes; and
     
  • Cryopreservation storage costs for one year.

Note: See other sections in this brochure for benefits associated with any other services performed to diagnose and treat the cause of infertility.


You Pay
Preferred: 30% of the Plan allowance (deductible applies)

Non-preferred (Participating/Non-participating): You pay all charges

 

Benefit Description

Not covered: The services listed below are not covered as treatments for infertility or as alternatives to conventional conception:
 
  • Assisted reproductive technology (ART), including but not limited to:
     
    • In vitro fertilization (IVF)
       
    • Embryo transfer and gamete intrafallopian transfer (GIFT) and zygote intrafallopian transfer (ZIFT)
       
    • Intracytoplasmic sperm injection (ICSI)
       
  • Services, procedures, and/or supplies that are related to ART and assisted insemination procedures except as described above
     
  • Cryopreservation or storage of sperm (sperm banking), eggs, or embryos except as described above
     
  • Preimplantation diagnosis, testing, and/or screening, including the testing or screening of eggs, sperm, or embryos
     
  • Drugs used in conjunction with ART and assisted insemination procedures except as described above and in Section 5(f), or 5(f)(a) if applicable, Prescription Drug Benefits
     
  • Services, supplies, or drugs provided to individuals not enrolled in this Plan including surrogates


You Pay
All charges