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Cover Page and Inside Cover
Table of Contents
Introduction/Plain Language/Advisory
PSHB Facts
Section 1
Section 2
Section 3
Section 4
Section 5
5(a). Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals
5(b). Surgical and Anesthesia Services Provided by Physicians and Other Healthcare Professionals
5(c). Services Provided by a Hospital or Other Facility, and Ambulance Services
5(d). Emergency Services/Accidents
5(e). Mental Health and Substance Use Disorder Benefits
5(f). Prescription Drug Benefits
5(f)(a). FEP Medicare Prescription Drug Plan
5(g). Dental Benefits
5(h). Wellness and Other Special Features
5(i). Services, Drugs, and Supplies Provided Overseas
Non-PSHB Benefits Available to Plan Members
Section 6
Section 7
Section 8
Section 8(a)
Section 9
Section 10
Index
Summary of Benefits – FEP Blue Focus
2026 Rate Information
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Blue Cross Blue Shield Federal Employee Program logo

PSHB FEP Blue Focus

 
 

 

2026 Blue Cross and Blue Shield Service Benefit Plan - FEP Blue Focus
Index

 

Index

 

Do not rely only on this page; it is for your convenience and may not show all pages where the terms appear. This Index is not an official statement of benefits.

Abortion - 42-43, 64-66, 109-110
Accidental injury - 74-77, 99, 128
Acupuncture - 52, 61
Affordable Care Act (ACA) - 13, 94-98
Allergy care - 45
Allogeneic transplants - 58-60
Alternative treatments - 52
Ambulance - 73
Ambulatory surgical center - 17-18, 66-69
Anesthesia - 42-43, 61
Angiographies - 37, 66-69
Appeals - 27, 114-116
Applied behavior analysis (ABA) - 46
Assistant surgeon - 54-55
Autism spectrum disorder - 46, 66-69
Autologous transplants - 57-60
Biopsies - 38-40, 54-55, 66-69
Birthing centers - 17-18
Blood and blood plasma - 51, 66-69
Blood or marrow stem cell - 57-60
Blue Distinction Centers - 17-18
for Transplants - 20-23, 56-58, 60
Blue Distinction Specialty Care - 17-18
Blue Health Assessment - 101
Bone density tests - 37, 66-69
Brand-name drugs - 83-84, 86-87, 89-90, 92-93
Breast pump and supplies - 42-43, 64-66
Breast reconstruction - 55
Breast prostheses and surgical bras - 49
Breastfeeding support and supplies - 42-43, 64-66
Cancer tests - 38-40
Cardiac rehabilitation - 20-23, 46, 66-69
Cardiovascular monitoring - 37, 66-69
Care Management Programs - 102-103
Case management - 102-103
Casts - 63-64, 66-69
Catastrophic protection - 30-31, 91-92
Cervical cancer screening - 38-42
CHAMPVA - 118-119
Changes for 2026 - 16
Chemotherapy - 46, 66-69
Children’s Equity Act - 11
Chiropractic manipulative treatment - 52, 66-69
Cholesterol tests - 37-40
Circumcision - 42-43, 54-55, 64-66
Claims and claims filing
Overseas - 106
Post-service - 111-112, 114-116, 134
Pre-service - 27, 114-116, 134
Clinic visits - 36-37, 66-69, 78-79
Clinical trials - 58-60, 120-121, 129
Cognitive rehabilitation - 47, 66-70
Coinsurance - 28-29
Colonoscopy - 38-40, 54-55, 66-69
Colorectal cancer tests
Colonoscopy - 38-40, 54-55, 66-69
Fecal occult blood test - 38-40
Sigmoidoscopy - 38-40
Confidentiality - 14-15
Congenital anomalies - 54-55, 129
Consultations - 36-37, 78-79
Contact lenses - 48
Contraceptives - 43-44, 66-69, 86-87, 92-98
Coordination of benefits - 118-127
Copayments - 28
CORE benefits - 129
Cosmetic surgery - 54-55, 129
Cost-share/cost-sharing - 28
Costs for covered services - 28-31
Coverage information - 9
Covered facility providers - 17-18
Covered professional providers - 17
Cryopreservation - 44-45
CT scans - 37, 66-69
Custodial or long-term care - 63-64, 80-81, 109-110, 129
Daily Habits - 101
Deductible - 28
Definitions - 128-136
Dental care - 99-100
Diabetic education - 52, 66-69
Diabetic supplies
Diabetic Meter Program - 94-98
Insulin pumps - 50-51
Insulin, test strips, and lancets - 86-87, 92-98
Needles and disposable syringes - 86-87, 92-93
Diagnostic and treatment services - 36-37
Diagnostic tests - 37, 42-43, 48, 78-81
Dialysis - 46, 50-51, 66-69
Disease Management - 102-103
Disputed claims - 27, 114-117
Divorce - 12
DNA analysis of stool samples - 38-40
Donor expenses - 60
Drugs (see: Prescription drugs)
Durable medical equipment - 50-51, 129-130
Prosthetic devices - 49, 63-64, 66-69
Educational classes and programs - 52
EEGs - 37, 66-69
EKGs - 37, 66-69
Emergency - 26, 73-77
Enrollment - 9-10
Exception situations - 19-20
Exclusions - 109-110
Experimental or investigational - 130
Extended care benefits - 70
Eyeglasses - 48
Facility providers - 17-18
Family planning - 43-44
Fecal occult blood test - 38-40
FEDVIP - 99, 120
fepblue mobile application - 104
fepblue.org - 4
Flexible benefits option - 103
Foot care - 49
Formulary/Preferred drug list - 82-84, 88-90
Fraud - 4
Generic drugs - 83-87, 89-93
Generic equivalents - 84-85
Genetic screening/testing - 20-23, 37, 66-69
Health Insurance Marketplace - 13
Health tools - 101
Healthy Families - 101
Hearing aids and hearing services - 49
Home health services - 51-52
Home nursing care (maternity) - 51-52
Hospice care - 70-72
Hospital
inpatient - 20, 63-64, 80
outpatient - 66-69, 75-77, 80-81
Human papillomavirus (HPV) tests - 38-42
Hypertension Management Program - 101-102
Iatrogenic infertility - 44-45
Identification cards - 17
Immunizations - 38-42, 94-98
Inpatient hospital benefits - 63-64
Inpatient professional services - 36-37, 78-79
Insulin - 86-87, 92-93
Insulin pumps - 50-51
Laboratory and pathology services - 37
Low-dose CT screening - 135
Mammograms - 38-40
Manipulative treatment - 52, 66-69
Maternity care - 25-27, 42-43
Maxillofacial surgery - 56
Medicaid - 119
Medical emergency - 74, 76-77
Medical foods - 51, 85-86, 91-92, 131
Medical supplies - 51, 63-72
Medically necessary - 131-132
Medicare - 1, 118-127
Medications and supplies - 86-87, 92-98
Medications to promote better health - 94-98
Member facilities - 109-110
Mental health/substance use disorder - 17, 69-70, 78 , 79 , 80 , 81, 103
MRIs - 37, 66-69
Multiple procedures - 53-55
MyBlue Customer eService - 102
National Doctor & Hospital Finder - 102
Neurological testing - 37, 66-69
Never Events - 6-8, 132
Newborn care - 10, 26-27, 36-37, 42-43, 64-66
No Surprises Act (NSA) - 29-30
NON-CORE benefits - 132
Non-member facilities - 133-134
Non-participating providers - 29, 133-134
Non-preferred providers - 14-15, 17, 29
Non-PSHB benefits - 108
Nurse - 51-52, 70-72, 101
Nutritional counseling - 17, 36-42, 63-64, 103
Observation care - 132
Obstetrical care - 42-43, 64-66
Occupational therapy - 47, 66-72
Office visits - 36-37, 78-79
Oral surgery - 56
Organ/tissue transplants - 20-23, 56-58, 60
Orthopedic devices - 49, 66-69
Osteoporosis screening - 135
Ostomy and catheter supplies - 51
Out-of-pocket expenses - 30-31
Outpatient facility services - 44-45, 66-69, 100
Outpatient professional services - 36-37, 78-79
Overpayments - 31
Overseas Assistance Center - 73, 105
Overseas services, drugs, supplies and claims - 105-107
Oxygen - 50-51, 63-72
Pap tests - 38-42
Participating providers - 29, 133-134
Patient Safety and Quality Monitoring (PSQM) program - 84-85
Personal Health Record - 101
PET scans - 37, 66-69
Pharmacotherapy - 36-37, 46
Physical examinations - 66-69, 109-110
Physical therapy - 47, 66-72
Physician - 14-15
Plan allowance - 29, 133-134
PPO - 14-15, 134
Pre-admission testing - 63-64
Precertification - 20, 25, 134
Preferred providers - 14-15
Pregnancy (see: Maternity care)
Prescription drugs
Brand-name drugs - 83-84, 86-87, 89-90, 92-93
Drugs from other sources - 98
Generic drugs - 83-87, 89-93
Preferred retail pharmacies - 14-15, 83-84, 86-87, 112
Retail Pharmacy Program - 82-84, 106-107, 111
Self-injectable drugs - 35, 53, 62, 66-69
Specialty Drug Pharmacy Program - 82-84, 86-87, 106-107, 112
Specialty drugs - 83-84, 86-87, 89-90, 92-93, 135
Preventive care
Adult - 38-40
Child - 40-42
Primary care provider (PCP) - 136
Prior approval - 20-23
Professional providers - 14-15, 17
Prostate cancer - 38-40
Prosthetic devices - 49, 63-64, 66-69
Psychotherapy - 78-81
Pulmonary rehabilitation - 46, 66-69
Radiation therapy - 46, 66-69
Reconsiderations - 27, 114-116
Replacement coverage - 13
Reproductive services - 44-45
Assisted reproductive technology (ART) - 128
Residential treatment center (RTC) - 17-18, 26, 69-70, 80
Rights and responsibilities - 14-15
Room and board - 63-66, 69-70, 80
Routine Annual Physical Incentive Program - 104
Screening services - 135
Second surgical opinion - 36-37
Self-injectable drugs - 35, 53, 62, 66-69
Skilled nursing facility (SNF) care - 70
Smoking cessation - 52, 94-98
Social worker - 102-103
Specialty Drug Pharmacy Program - 82-84, 86-87, 106-107, 112
Specialty drugs - 83-84, 86-87, 89-90, 92-93
Speech therapy - 47, 66-72
Speech-generating devices - 50-51
Stem cell transplants - 57-60
Sterilization procedures - 43-44
Subrogation - 119-120, 135
Substance use disorder - 17, 78-81, 103
Surgery
Assistant surgeon - 19, 35, 53-55
Eye: cataract, amblyopia, strabismus - 48, 54-55
Multiple procedures - 53-55
Oral and maxillofacial - 56
Outpatient - 53-61, 66-69
Reconstructive - 55
Sterilization, reversal of voluntary - 43-44, 54-55
Surgical implants - 49, 66-69
Surgical treatment of severe obesity - 20-23
Transplants - 20-23, 56-60
Syringes - 86-87, 92-93
Telehealth
Dermatology - 17, 36-37, 103
Mental health/substance use disorder - 17, 103
Minor acute conditions - 17, 36-37, 103
Nutritional counseling - 17, 103
Temporary Continuation of Coverage (TCC) - 12-13
Tobacco cessation - 52, 94-98
Transplants - 20-23, 56-60
Travel benefit - 60, 101
Treatment therapies - 46-47
TRICARE - 118-119
Ultrasounds - 37, 66-69
Urgent care center - 75-77
Urgent care claims - 26, 136
VA facility - 31, 126
Vaccines - 38-42
Verbal statements - 4, 27
Vision services - 48, 120
Waivers - 29
Weight control - 38-42, 101
Wheelchairs - 50-51
Wigs - 49
WRAP benefits - 136
X-rays - 19, 37, 66-69
 

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